The insurance sector plays a vital role in the financial domain of developed nations and emerging economies like India. It acts as a safeguard, protecting individuals and businesses against unforeseen risks and financial losses—while the fundamental principles of insurance remain consistent across borders, there are notable variations in the insurance industry's structure, performance, and regulatory framework between developed countries and India. However, India's insurance sector is seeing a remarkable trend, as witnessed by the latest numbers, growing awareness and new schemes being worked on by Irdai

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