Banks
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Trends
A ₹2.10 Crore Fraud, A Senior Citizen And Why Supreme Court Wants Banks To Pay Digital Arrest Fraud Victims As ₹647 Crore Is Lost In 8 Months
The Supreme Court has called for stronger accountability of banks in digital arrest fraud cases, observing that financial institutions should…
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Trends
AI-Powered Cyberattacks Siphon ₹300 Crore From Small NBFCs As RBI Flags Risks To Banks
AI-powered cyberattacks have reportedly siphoned ₹300 crore from smaller non-banking financial companies (NBFCs) in just two months, exposing vulnerabilities in…
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Trends
21 Chargesheets And 32 Cases Still Open. How Did India’s Builder-Bank Fraud Continue For So Long, And Why Does The System – CBI, RBI, RERA Authorities, ED And Local Authorities – Still Lack The Bite To Stop It?
India’s builder-bank frauds problem is no longer something that can be explained away as a few developers going bad or…
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Trends
UPI’s Free Ride Is Ending But The Bigger Story May Be India’s Search For Fiscal Room. Are India’s Banks Strong Enough For The Kind Of Shocks India May Have To Absorb Next?
For more than six years, UPI has operated on a deceptively simple proposition: move money instantly, pay a merchant, scan…
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Trends
15.37 Crore Jan Dhan Accounts Are Inoperative. So, What Does That Number Actually Tell Us? India Opened The Accounts. But What Happened After That?
India’s Jan Dhan programme has reached a scale that would have been difficult to imagine when it was launched in…
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Trends
RBI’s Big Reset: No Harassment, No Mis-Selling, No Forced Bundling. Why Bancassurance Economics May Never Be The Same
When the Reserve Bank of India, RBI, unveiled its draft Responsible Business Conduct Amendment Directions, 2026, much of the attention…
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Trends
Banks Have Rules. So How Did Customer Data End Up On A Street Food Plate? If India’s Most Regulated Institutions Can’t Protect Data, Who Will?
A viral image circulating on social media has reignited uncomfortable questions about data privacy in India and this time, the…
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Stories
Is MDR From Large Merchants The Lifeline Indian Banks Need For UPI?
India’s Unified Payments Interface (UPI) has exploded in popularity over the last few years, processing tens of billions of transactions…
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Trends
Finally, Bank FD Interest Rates Surge To 9.5%: With 47% Of FDs Held by Seniors, Is It Time to Rethink Taxation?
There is good news for those who believe in FDs as a critical foundation in their investment portfolio. Bank fixed…
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Trends
Can Higher FD Rates Offered By Banks Lure In Customers? The Mega Challenge For Banks To Up Deposit Growth In A Shifting Interest Rate Scenario
With interest rates poised to ease, the opportunity for banks to raise FD rates to attract customers—especially when returns from…
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