Brace Up Your Purchase Journey With India’s Largest Cashback and Coupons Site “CashKaro”

If you’re someone who loves to save smart, we may have found you just the perfect savings’ destination for every time you shop online and just about every thing you shop for!
We’re talking about India’s Largest Cashback & Coupons site, CashKaro that gives users extra cashback for everything they shop via the site, from brands like, Flipkart, Myntra, Nykaa, Jabong, Paytm and 1,500+ others. What’s most exciting is that this cashback offered by CashKaro is over and above the deals & discounts being offered by these brands.
What’s even better is that this cashback is not wallet restricted and can be directly transferred to one’s bank account or can be redeemed as Amazon gift vouchers, after reaching the minimum balance of Rs.250. Aside from mainstream shopping, one can pay utility bills via CashKaro and also make travel bookings, movie bookings and order food online, to earn cashback.
All one has to do is go to website and visit the retailer of their choice. Once a purchase is made, CashKaro earns a commission from the said retailer, a large portion of which is given back to the user as ‘cashback’. There have been CashKaro customers who have been happily shopping and earning since the inception of the cashback site in 2013, with the company having given away over Rs.100 crore as cashback to the users, till date.
CashKaro is also available on Android and iOS Apps for users to earn cashback on the go!
Tell us about CashKaro and how it works. is India’s Largest Cashback & Coupons Site that works on the performance marketing model. When a user shops via CashKaro on a partner retailer’s site such as, Flipkart, Paytm, Swiggy or 1500+ others – they get Extra Cashback on top of all existing retailer discounts.
CashKaro users can earn Cashback on online payment of utility bills, travel bookings, grocery shopping, food orders, clothing, mobiles, large appliances and more. All they need to do is, visit the retailer’s site via CashKaro and then shop. CashKaro receives a commission from retailers and a large part of it is paid to users as Cashback. This Cashback is in the form of Real Cash that can be transferred to the user’s bank account or redeemed as Amazon or Flipkart Gift Vouchers, once it reaches a minimum amount of Rs.250. Over Rs. 100 Crore has been paid as Cashback to CashKaro users since its inception.
1. What is your target audience?
Every smart online shopper stands to benefit immensely from CashKaro. This includes students, working professionals, housewives and deal hunters across the board. Indians love to save and CashKaro is based on the principle of saving so that #YouGetMore every time you shop online. Whether one is shopping for clothes, shoes, cosmetics, grocery, personal care products, or medicines, CashKaro gives EXTRA Cashback over and above the deals and discounts offered by brands. This Cashback is Real Cash and can be transferred to a user’s bank account. Alternatively, customers can redeem this Cashback as Amazon or Flipkart Gift Vouchers to shop more. If someone likes to shop online & wants to save money, CashKaro is for them.
2. Who are your biggest competitors and how do you differentiate yourself from them?
Traditionally speaking CashKaro does not have any direct competitors. CashKaro is a clear leader with three aces in its kitty – Cashback, Coupons, and Price Comparison. Part of the 100 Crore Club (cashback paid till date), CashKaro has over 2.5 Million registered users. The only VC backed Cashback business in the country, CashKaro is a Ratan Tata & Kalaari Capital funded venture. So, while there are other operators in silos across the Cashback, Coupon & Price Comparison world, no one is operating at the scale or level CashKaro is on. In addition to this, a major edge CashKaro has is that we have created India’s first Social Commerce App called ‘EarnKaro’. This is in line with our larger vision of becoming the largest savings destination by constantly creating more opportunities for people to save and earn money online.
3. What Marketing practices/tools do you rely on for business development, marketing and branding?
In terms of email marketing, we have been using Mail chimp and Kenscio to interact with our audience and build quality conversations through email. We use tools like Google Analytics for site and visitor insights, keyword research tools like Keyword Planner, Keywords Everywhere & Ahrefs for SEO purposes. Apart from this, we have built in house tools for Whats App and Telegram for social media marketing. These can be used alongside other tools like Hoot-suite to enhance social media performance. As a brand, we are also very active on Instagram and have created an engaged community of brand loyalists over the years. We also use an array of tools for app UI & UX, Data Organisation & Analysis- many of which are built in-house on Python and Power-Bi.
4. What expansion plans are you looking for the next 5 years?
If we look at what performance-marketing businesses abroad have achieved, we can see that there is a massive scope for growth of Cashback business in India. Our business model fits right into our culture of saving and trying to find the best price for everything. CashKaro is already a leader in India’s performance marketing industry and we plan to expand our user base & retailer partner network. CashKaro’s goal is to continue being India’s Largest Cashback Site and the best online savings’ destination for shoppers. We have also launched EarnKaro – India’s First Social Deal Commerce Platform. We’ve built a simple app that lets people monetise their networks by sharing product links with their friends/groups & earn money when someone shops via their link. This money can be transferred directly to their bank account as real cash.
5. Where do you want to see yourself in the next 10 years?
Given we are already India’s Largest Cashback & Coupons Site, we aim to make our way into every Indian shoppers’ purchase journey and perhaps even grow beyond borders over the next 10 years. We are of course targeting an expanded user base and an increased number of brand partners across verticals to bring the best savings proposition to the users. Further, we plan to add more verticals to our business in order to give more. Staying true to the brand’s philosophy of ‘#YouGetMore’, CashKaro will always go the extra mile and evolve to give more to online shoppers across categories.
Projections indicate that the next 500 million people coming online will be ideal for Social & Assisted e-Commerce. Our newest offering, EarnKaro, lends itself very nicely to this scenario. More so because there is a huge demand for Work From Home opportunities and EarnKaro enables people to earn money by simply sharing great deals with friends, family and acquaintances alike. Globally, social commerce growth is projected at 34% CAGR by 2021 and India will play a major role in this. There is already a rise in sales through social media and EarnKaro will help ride this social commerce wave. There is already a 4 million+ base of active & existing re sellers that can use EarnKaro in addition to their current sources of income. Between CashKaro, EarnKaro and other in-progress products that will help people get more from their online shopping, we have a solid growth part ahead of us.
6. What are the challenges you faced? How did you overcome those challenges?
We feel that giving up our cushy jobs and becoming Entrepreneurs has been one of the most rewarding and challenging parts of our journey. We entered an industry that did not exist and therefore had to build processes from the ground up. This applies to both processes on the business side with partner retailers and on the customer side with users. Further to this, finding the right people who have the same zeal as we did, was a challenging task. However, having each other by our side has helped us face these hurdles of entrepreneurship with ease. Together, we have handpicked people who have the right skill set and share the same passion and vision as we do. Today, we are a team of over 100 highly skilled and effective professionals. We are glad to have people who share our vision and support our goals.
7. If you had the chance to start your career all over again, what would you do differently?
We don’t think there’s anything we’d do differently. We are doing what we love and enjoy every moment of it. It has been a great learning experience and an exciting journey. We are very lucky that we could explore this opportunity and do this business together. If we absolutely had to change something, we would probably go back in time and start hiring senior people sooner than we did.
8. Anything, you would like to say to our readers or fellow business people?
I would suggest that as a budding entrepreneur, you must not let your initial struggles adversely influence your decisions to pursue your dreams. If you truly believe in it- be it a business or your passion, giving up is not an option. Larry Page’s quote- ‘Always deliver more than expected’ has always been an inspiration for the both of us. And we strongly believe that Entrepreneurship is like marriage- Unless it’s a very straight Yes, the answer is a No.
9. What is your USP that makes you different from the other businesses in similar domains?
While this has mostly been covered in question 3, we can reiterate that CashKaro has the largest variety of online retailers across verticals like fashion, electronics, groceries, and medicines. The most distinctive part about CashKaro is that CashKaro Cashback is paid over and above coupons, ongoing discounts and all other deals offered by retailers and is real cash.
Apart from bringing the best proposition on savings while shopping online, CashKaro gives users the option to earn additional Cashback. This ‘EXTRA’ nature of Cashback makes CashKaro’s savings truly unique. This Cashback can then be transferred to one’s bank account or redeemed as Amazon or Flipkart Gift Vouchers. In addition to the above, CashKaro provides exclusive Cashback offers on brands like Sephora India, Medlife, Swiggy, Faasos, Club Factory, Spoyl and Zoylo among others that no other Cashback site or online retailer offers.
10. Please share complete name, address, phone number, email id &
website of Your Business & Contact person
• Company Name: CashKaro
• Website:
• Name of the Co-Founders: Swati Bhargava and Rohan Bhargava

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