A finance application is a software program that facilitates the management of business processes that deal with money.
Let’s take a look at top rated finance apps available on the android OS in India in 2021.
1. PayPal Mobile Cash: Send and Request Money Fast
PayPal app is a simple and secure way to get paid back for last night’s takeaway, send money to friends who have an account with PayPal , check PayPal activity, choose currencies to send around the world and more. Plus, we’ve added some new features we think you’ll love…
A TOUCH-FREE WAY TO PAY OR BE PAID
• If you’re buying, simply scan the QR code to pay securely with your PayPal app.
• Whatever you’re selling, now you can quickly set up a QR code and get paid in person, all with just your phone.
SEND AND REQUEST MONEY FOR FREE
• When funded by a bank account or balance, it’s free and secure to send money or ask for it back from friends and family in the US.
• All you need is an email address, mobile number, bank account, cash pick up service point or mobile top up details. *An account with PayPal is required to send and receive money. If you don’t have an account with PayPal, you can sign up for free quickly and easily.
• NEW FEATURE: just type a name, email or phone number and PayPal will find the right person for you.
• Request money quickly and securely from friends or family with just a few taps.
GET INSTANT SPENDING NOTIFICATIONS
• Never miss a thing – keep on top of payments and sending or receiving money, with instant push notifications.
• Check out all your latest PayPal activity, by just logging in.
ACCESS YOUR BALANCE INSTANTLY WITH THE PAYPAL CASH CARD
• Easily transfer funds from your bank balance to your account with PayPal.
• Shop in-store, online or everywhere Mastercard® is accepted and withdraw cash at ATMs worldwide.
• PayPal Cash Plus account required to get the card.
TRUST PAYPAL SECURE TRANSACTIONS
• You can be sure PayPal will help keep your financial information secure, with commercially available encryption, and fraud detection. All that plus monitoring transactions, 24/7.
PayPal Cash or Cash Plus account required. Terms apply. Only available in the US and limited in certain states. Buying and selling cryptocurrency is subject to a number of risks and may result in significant losses. PayPal does not make any recommendations regarding buying or selling cryptocurrency. Consider seeking advice from your financial and tax adviser.
– PAY IN 4 WITH PAYPAL
Buy now and pay later by splitting your purchase into 4 payments.
Just choose PayPal at checkout and select ‘Pay Later’, where you’ll see ‘Pay in 4’ as a way to pay.
Make the down payment today, and pay the rest in 3 payments – one every two weeks.
Payments are easy to manage through the PayPal app and on PayPal.com.
Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License.
2. Groww – Stocks, Demat, Mutual Fund, SIP
Join millions of users on Groww and start stock investing, mutual fund investing & also buy gold online. Check live share prices, open your free Demat account & start trading in the stock market. With Groww, Investing in mutual funds, stocks, digital gold are made easy, fast & secured.
Enjoy 100% paperless onboarding without any hassles and Invest in popular mutual funds, stocks & buy gold in a few minutes from the comfort of your home. Invest in any direct mutual funds by SIP or lump sum at 0% commission for free. If you are already an investor, switch your regular investments plan to direct mutual fund plans & earn extra returns.
Groww is the simple Demat & stock trading app that allows you to open a free Demat account & trade BSE, NSE listed stocks in the share market at a low brokerage on the stock orders.
✔️ Live price movements of all shares listed under NSE & BSE like infy share, boi share, hdfc share, sbi share, yes bank share, itc share, reliance (ril) share, tata motors share, icici bank share, vedanta share, vodafone-idea share & a lot more.
✔️ Invest in equity mutual funds – small-cap, large-cap, mid-cap, multi-cap for the long term, and higher returns. Or invest in balanced funds, gold funds, sector funds, or international funds – all in one mutual fund app.
✔️ Groww is registered with AMFI & SEBI and all mutual fund companies (AMCs).
3. Upstox – Stocks, Mutual Funds, IPOs, Finance & Gold
Join one of India’s largest investment platforms trusted by over 29 lakh investors. This easy-to-use app will help you with all your investment needs. Now you can invest in stocks, mutual funds, gold, IPOs, and futures & options with this state-of-the-art investment platform.
Investments made super easy with Upstox:
– Zero brokerage on stock investments
– Rs. 20*/ order for intraday trading and F&O, currencies, and commodities
– Backed by top investors like Ratan Tata and Tiger Global
– 100% paperless account opening
– 29 lakh+ happy investors and traders.
– Trade anywhere on the go with our sophisticated investment and trading platform
– Invest in mutual funds with low funds
– Transfer or add funds easily within the Upstox app via Smart Transfer, GPay, BHIM, or net-banking.
– Get good exposure for your intraday and delivery trading with our value add-on packs
– Access advanced charting tools and make informed trading decisions
– Create unlimited customized watchlists
– Access predefined watchlists of Nifty 50 and other indices
4. Scotiabank Mobile Banking
Whether you’re waiting in line, just woke up, or only have one hand free, we designed the app so that when real life happens, you can still bank the way you want.
• Pay bills and see a history of your bill payments
• View and search your transactions
• Check your balance without signing in with Quick Balance
• Transfer money between your accounts, or send money with Interac e-Transfer and Western Union Money Transfer
• View your Scotia Rewards and SCENE points
• Check your TransUnion Credit Score, and learn more about score factors and where you stand
• Deposit a cheque by taking a picture with Mobile Deposit
• Find the answers you need in our Help Centre
5. Binance: Bitcoin Marketplace & Crypto Wallet
Trusted by millions of users worldwide. Get started today and buy Bitcoin, Ethereum, Link, Tezos, Cardano, Binance Coin, MOBOX (MBOX), Alpaca Finance (ALPACA), Harvest Finance (FARM), and more, all with some of the lowest fees in crypto.
Binance App is available only to non-U.S. citizens and residents. For U.S. citizens and residents, please install Binance.US App. Choose from 200+ supported cryptocurrencies, including Bitcoin, Ethereum, Link, Tezos, Cardano and Binance Coin while always being at the forefront of new coin launches.
Earn money on your crypto and enjoy some of the highest interest rates on the market with Binance Savings & Staking. USD Stablecoin interest rates all over 5%. Can your traditional savings account beat that? No way.
6. PhonePe: UPI, Recharge, Investment, Insurance
PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking.Things you can do on PhonePe App:
• Money Transfer, UPI Payment, Bank Transfer
• Recharge Mobile, DTH
• Bill Payment
• Buy or Renew Insurance Policies
• Mutual Funds, Investments
• Make Online Payments
• Make Offline Payments
• Manage your refunds
7. Kite by Zerodha
Zerodha’s flagship trading platform Kite Web as an Android app! Clean & intuitive UI, super fast and super light back-end for all your investment and trading needs.
-Built from scratch using brand new technologies
-Significant speed improvements
-Brand new design, everything from login to the order window
-Biometric (fingerprint and Face ID – iOS) 2FA for seamless logins and better security
-Embedded Console reports and widgets
-TradingView charts along with ChartIQ on both web and mobile
-Universal overview screen for all instruments
-Instant status update after order placement
-Order update push notifications
-Extended filter and search options on marketwatch, holdings etc.
-Customisable multi-marketwatch views
-Multi-exit on positions
-Seamless login to other apps in the Zerodha Universe
8. US Stocks, Mutual Funds, FD : INDmoney
INDmoney is a SuperMoney app : A one stop shop for your money to track, save, plan and invest. INDmoney automatically & securely tracks all your investments, loans, expenses, credit cards, savings a/cs, PF’s, EPF’s. You can track across brokers, banks, distributors and advisors.
INDmoney recommends actions for you to save your money, improve your portfolio and then invest your money at ZERO commission. You can directly invest in US Stocks from India, Commission Free Direct plan Mutual Funds & SIPs, FD’s (Fixed Deposits), Bonds & PMS.