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Top 10 Background Verification Companies In 2026

The background verification industry in India has evolved into a sophisticated ecosystem powered by artificial intelligence, machine learning, and extensive proprietary databases. As we navigate through 2026, the importance of thorough employee screening has never been more critical. With over thirty percent of job applicants admitting to falsifying information in some form, Indian companies across all sectors are increasingly relying on specialized background verification providers to protect their interests, maintain workplace safety, and ensure regulatory compliance.

India’s background verification market is experiencing robust growth driven by several converging factors. The rise of remote work arrangements, increasing regulatory scrutiny in sectors like banking and healthcare, the proliferation of gig economy platforms, and growing awareness about negligent hiring risks have all contributed to making background checks an indispensable part of the hiring process. Industry reports suggest that enterprises adopting AI-led background checks have reported a forty percent reduction in verification time alongside a thirty percent increase in fraud detection accuracy.

The landscape has shifted dramatically from manual, time-intensive processes to technology-driven platforms that deliver results in days rather than weeks. Modern background verification companies in India now conduct approximately fifteen million checks monthly across the country, serving clients ranging from startups to Fortune 500 corporations. This article examines the top ten background verification companies that are setting industry standards in 2026.

1. AuthBridge – India’s Largest AI-Driven BGV Platform

AuthBridge stands as India’s premier background verification company with over twenty years of experience in the industry. Founded as one of the earliest players in the Indian background screening market, AuthBridge has evolved into a technology powerhouse that conducts an impressive fifteen million background checks every month. The company serves over three thousand enterprise clients across diverse sectors including Banking, Financial Services and Insurance, e-commerce platforms, information technology companies, and the burgeoning on-demand economy.

The company’s technological infrastructure represents the cutting edge of verification capabilities. AuthBridge operates GroundCheck.ai, an AI-powered verification engine that utilizes agentic AI and autonomous workflows to handle complex verification tasks. The platform employs GPS mapping, image analytics, and large language models to process field data from remote locations in real-time, effectively eliminating bottlenecks associated with manual customer profile verification. AuthBridge maintains proprietary databases containing over seventy-five million employment records, enabling rapid verification of candidate work history without always needing to contact previous employers directly.

The company has developed iBRIDGE, its unified dashboard platform that provides hiring managers with a single comprehensive view of all verification checks. The system features real-time updates on case progress, color-coded severity indicators for discrepancies, and over twenty customizable report formats. AuthBridge’s field verification network spans across six cities with field representatives deployed nationwide, including presence in extremely remote locations through a fixed vendor network that adheres to strict quality requirements.

AuthBridge’s commitment to compliance and security is evidenced by its ISO 27001:2022 certification and SOC 2 Type II compliance. The platform seamlessly integrates with leading Human Resource Management Systems like Taleo, Darwinbox, and SuccessFactors through robust APIs that fetch candidate details directly for processing. Standard turnaround time is five working days for most checks, with identity verification and online criminal record checks available in real-time or near real-time.

What sets AuthBridge apart in 2026 is its active investment in multilingual large language models designed to interpret, verify, and extract meaning from regional language documents and video interviews. This capability is particularly crucial for bridging verification gaps across Tier II and Tier III India where regional languages dominate. The company’s focus on compliance extends to aligning with global data privacy regulations including the General Data Protection Regulation in Europe and India’s Digital Personal Data Protection Act.

2. OnGrid – Digital Trust Platform for Modern Enterprises

OnGrid has positioned itself as India’s number one background verification platform by emphasizing digital transformation and rapid turnaround times. The company serves over three thousand organizations across more than twenty-five industries throughout India, providing ISO-compliant, audit-ready verification reports. OnGrid’s robust verification processes ensure that more than ninety percent of cases are completed in less than five working days, with preliminary checks completed in approximately four hours.

The platform’s strength lies in its customization capabilities. OnGrid recognizes that every business has different verification and compliance requirements, and therefore offers tailor-made solutions across diverse sectors including information technology and IT-enabled services, banking and financial services, insurance and fintech companies, staffing agencies, education technology firms, retail and hospitality businesses, food and beverage operations, transportation and logistics companies, e-commerce platforms, manufacturing units, healthcare organizations, and internet platforms.

OnGrid provides comprehensive verification services that can be configured to any requirement. For the information technology sector, which hires millions of new employees and contractors annually, OnGrid emphasizes governance, risk, and compliance requirements that international engagements demand. The company understands that software development engineers, quality assurance engineers, database administrators, network administrators, client support staff, and project managers all require verification to safeguard client interests and ensure accountability.

The platform’s verification suite includes identity verification to authenticate government-issued identification documents, criminal and civil court record checks across digitized court record databases, address verification through digital, physical, or postal modalities, field audit checks for on-site inspection of operational processes, employment verification to authenticate professional details and uncover discrepancies, education verification by contacting educational institutions directly, and specialized checks including social media screening, drug testing, and eFIR searches.

OnGrid’s business model is fundamentally grounded in information security and data privacy. The company holds ISO 27001:2022 certification and adheres to SOC 2 Type II compliance standards, prioritizing the highest standards of data protection. An innovative feature is OnGrid’s ability to issue digital employment credentials to former employees, providing companies with valuable attrition insights while outsourcing ex-employee verification processes.

3. SpringVerify – New-Age Verification with Blockchain Technology

SpringVerify has emerged as one of India’s most popular background verification providers by leveraging smart technology to automate redundant tasks throughout the verification process. Founded in 2018 and headquartered in Bengaluru, SpringVerify has raised three hundred seventy thousand dollars in seed funding and currently employs approximately two hundred ninety-six people. The company serves clients ranging from startups to large corporations across multiple industries.

The platform’s core innovation lies in its use of advanced technologies including Optical Character Recognition, blockchain, and machine learning to streamline the verification process for both employers and candidates. SpringVerify’s automation handles document collection, follow-ups, and candidate communications, significantly reducing the involvement required from human resources teams compared to conventional verification methods. This automation dramatically reduces turnaround times, with the company claiming to complete checks thirty percent faster than competitors.

SpringVerify’s user experience has earned particular praise from clients. The platform provides an intuitive dashboard that allows human resources teams to add candidates, track progress in real-time, download reports, and process payments without paperwork or email exchanges. The candidate portal is mobile-optimized, offering job seekers a seamless experience to submit documents and track their verification status. The system includes real-time updates, automated flags for discrepancies, and built-in reminders that make the entire process operate smoothly.

Integration capabilities represent another strength of SpringVerify’s offering. The platform seamlessly plugs into existing Applicant Tracking Systems and Human Resource Management Systems, allowing companies to incorporate background verification into their existing workflows without requiring dedicated time and effort for setup. SpringVerify has also introduced WhatsApp-based verification capabilities, enabling instant verifications and allowing hiring managers to make decisions on the go.

The company maintains certifications including ISO 27001:2022, SOC 2 Type II, ISO 27701, and PCI compliance, ensuring that all data is secured with end-to-end encryption. SpringVerify offers flexible pricing starting at approximately eleven dollars per person, with customizable packages based on specific organizational requirements. The platform also provides a free trial, allowing potential clients to evaluate the system before committing.

SpringVerify’s verification suite covers the full spectrum of checks required across industries. The company offers identity verification, criminal history checks with access to over two hundred million court records across India, employment verification, education verification, address verification, credit checks for financial roles, drug testing, reference checks, and global database screening. The platform’s AI-powered algorithms have been refined to pick critical information from vast databases with exceptional precision.

4. Screeningstar – Number One in Fast and Accurate Verification

Screeningstar has established itself as India’s leading background verification company by delivering fast, accurate, and legally compliant employee and vendor screening solutions. The company combines cutting-edge technology with field intelligence to ensure that every hiring and vendor decision is backed by verified facts. Screeningstar operates a pan-India verification network that enables comprehensive checks across all geographic regions.

The company’s verification capabilities span multiple dimensions. Screeningstar conducts court, criminal, and legal record verification using authoritative sources to provide comprehensive risk assessment. The platform is designed for fast turnaround times while maintaining accuracy in audit-ready reports. Screeningstar offers customizable packages tailored to specific industry requirements including information technology, banking and financial services, insurance, manufacturing, healthcare, and retail sectors.

Full compliance with Indian labor laws and data protection regulations forms the foundation of Screeningstar’s operations. The company ensures that all verification processes adhere to legal requirements under the Information Technology Act of 2000 and other relevant legislation. Screeningstar’s reporting system provides detailed, legally compliant documentation that stands up to audit scrutiny.

One of Screeningstar’s distinguishing features is its dual focus on both employee and vendor verification. While many background verification providers concentrate primarily on employee screening, Screeningstar recognizes that vendors and business partners also require thorough due diligence. The company provides comprehensive vendor screening that includes business registration verification, financial standing assessment, litigation history checks, and operational legitimacy validation.

Screeningstar’s digital platform integrates with major Human Resource Management Systems and Applicant Tracking Systems through API connections, enabling seamless data flow and automated workflows. The system supports instant verifications for digital checks like identity and KYC verification, while maintaining robust processes for field-based verifications that require physical validation. The platform provides real-time status updates, allowing hiring managers to track progress on each verification case and identify any insufficiencies that require candidate attention.

The company’s client base includes organizations across diverse sectors that trust Screeningstar for making critical hiring and partnership decisions. The platform’s user interface has been designed with simplicity in mind, making it easy to initiate checks, monitor progress, and access completed reports. Typical verification timelines range from three to twelve business days depending on the number of checks required, responsiveness of institutions being contacted, and geographic location of verifications.

5. First Advantage – Global Leader with Strong India Presence

First Advantage represents the convergence of global expertise with local execution capabilities in the Indian background verification market. As a worldwide leader in background screening, First Advantage operates in over two hundred countries and maintains dedicated operations across India with hundreds of employees working from twenty-six sites across fifteen countries, supported by an extensive network of local partners.

The company’s decades of expertise in the global screening business provide Indian clients with access to best practices and methodologies refined across international markets. First Advantage’s on-ground presence in India enables high-quality verifications leveraging local languages and cultural understanding, which is particularly important for accurate information gathering and validation. This local presence ensures quick turnaround times while maintaining the quality standards expected from a global organization.

First Advantage serves a diverse client base in India including Fortune 1000 companies and multinational enterprises that require consistent verification standards across their global operations. The company has observed growing requirements and awareness in the Indian market, with a policy directive from many global corporations mandating comprehensive background checks. Increased screening awareness and acceptance spans all industry verticals in the domestic market, reflecting the maturation of India’s business environment.

The company’s verification services are comprehensive. First Advantage conducts thorough cross-verification of all relevant educational data presented by candidates, contacting institutions directly to validate degrees, certificates, and academic performance. Address verification employs advanced geocoding technology, matching the geocode of addresses generated through tools like Google Maps with geocodes captured by candidates or their authorized representatives. The platform performs cross-validation of candidate employment and education details provided in background verification forms against information in candidate resumes, identifying discrepancies that might indicate fraud.

First Advantage’s global reach proves particularly valuable for Indian companies expanding internationally and for multinational corporations establishing or growing their Indian operations. The company provides consistent verification methodologies and reporting standards across borders, enabling organizations to maintain uniform hiring standards regardless of location. This consistency is crucial for companies subject to international regulatory requirements or those maintaining global compliance frameworks.

The company’s technology infrastructure supports both automated digital verifications and manual field-based validation depending on the nature of checks required. First Advantage maintains relationships with educational institutions, previous employers, and regulatory bodies that facilitate efficient information gathering while respecting privacy and data protection requirements. The platform generates detailed reports that provide clear, actionable information for hiring decisions while maintaining appropriate documentation for compliance purposes.

6. Quinfy Technology – AI-Powered Verification for Speed and Accuracy

Quinfy Technology has established itself as one of the top ten background verification companies in India by leveraging artificial intelligence and automation to deliver rapid, accurate results. The company provides comprehensive background verification and screening services across multiple industries, with specialized solutions tailored to sector-specific requirements. Quinfy’s commitment to client satisfaction is evidenced by its long list of satisfied clients who value the company’s high-quality services.

The platform’s technological foundation enables exceptionally fast turnaround times. Quinfy’s average verification completion time ranges from twenty-four to seventy-two hours depending on the type of verification required. This speed is achieved through AI-powered automation that handles data validation, fraud detection, and real-time monitoring. The system reduces errors and ensures reliable results by applying machine learning algorithms to identify patterns and anomalies that might escape manual review.

Quinfy has developed specialized industry solutions that recognize the unique requirements of different sectors. For the financial industry, Quinfy provides precise background verification that ensures financial integrity, regulatory compliance, and fraud risk mitigation. The company verifies credit histories while maintaining industry standards, making it a trusted partner for banks, insurance companies, and other financial institutions. For fintech companies, Quinfy optimizes employee background verification to ensure regulatory compliance and maintain a secure workforce through rapid checks and advanced solutions that uphold integrity in the dynamic financial technology sector.

The education technology and education sectors benefit from Quinfy’s rapid checks and meticulous scrutiny that enhance compliance and provide safer workplaces for institutions, colleges, and schools. For the pharmaceutical and medical sector, Quinfy rigorously vets healthcare professionals’ licenses, credentials, and global compliance through FACIS checks, ensuring a qualified and trustworthy workforce that complies with regulations like the Health Insurance Portability and Accountability Act. The automotive industry receives tailored background verification that ensures reliable hires for technical roles through employment history checks, regulatory compliance verification, and expedited criminal record screenings with results available in two to four hours for temporary workers.

Quinfy provides customized verification solutions for businesses of all sizes, from startups and small to medium enterprises to large corporations. The platform follows Indian regulatory norms under the Information Technology Act of 2000 as well as global standards including the General Data Protection Regulation and maintains ISO certifications to ensure secure and compliant background screening. High accuracy is ensured through AI-driven data validation, fraud detection, and real-time monitoring systems.

The company has developed innovative products to enhance the verification experience. Quin+ is a solution that allows businesses and organizations to share, view, and download real-time live status and reports of employee verifications. QuinBlock is a private blockchain product designed for easy use by students, job seekers, and other candidates to create verified profiles that can be shared with potential employers, reducing verification time for future applications.

7. Arc Attest – Best-in-Class Customer Service and Consulting Approach

Arc Attest has earned recognition as one of the best background verification companies in India through its consultative approach and commitment to customer service excellence. The company offers a comprehensive range of background checks including employment screening, professional reference verification, criminal and civil litigation checks, court record checks, address verification, educational qualification validation, global due diligence and risk database screening, financial credit checks, proof verification, Aadhaar verification, and drug testing. Arc Attest provides extensive package customization based on specific business needs.

The company’s philosophy centers on helping businesses save time and resources, allowing them to focus on their core operations while Arc Attest handles the critical task of employee verification. Arc Attest understands that human capital represents the most precious asset for any business, and proper verification protects companies from the risk of frauds that can damage profitability and brand reputation. The company’s background verification and screening solutions are designed to help organizations hire the right talent while mitigating various business risks.

Client testimonials consistently highlight Arc Attest’s dynamic team and responsive service. Companies report that Arc Attest has always been ready to deliver on requirements for all background screening needs, with many clients recommending the company for its exceptional customer service. The quality of reports is frequently mentioned as a key differentiator, with clients appreciating the detailed, accurate information provided. The process and systems employed by Arc Attest, including online forms and custom reports, are praised for being simple, easy to use, and easy to understand.

Arc Attest takes a consultative approach with clients, guiding companies toward objective-based solutions rather than simply selling standardized packages. This methodology involves understanding each client’s specific risk profile, industry requirements, and operational constraints to design verification programs that deliver maximum value. For companies where background verification reports are critical for successful business operations, Arc Attest’s quality and turnaround time for submission of final reports have proven to be highly commendable.

Long-term partnerships characterize Arc Attest’s client relationships. Companies that have partnered with Arc Attest for their background verification requirements report that the company has consistently been prompt to respond to questions and concerns over many years. This reliability and consistency have made Arc Attest a trusted partner for organizations that depend on high-quality background screening to make informed hiring decisions and maintain workplace safety standards.

8. FactSuite – Precision and Reliability in Employee Verification

FactSuite has established itself as one of the top employment background verification companies in India by positioning itself as a one-stop solution for all verification needs. The company’s dedication to quality and precision makes it a top choice for businesses seeking reliable background verification services. FactSuite offers fast and accurate background checks delivered by experienced experts who utilize advanced technology to provide detailed, comprehensive reports.

The verification services offered by FactSuite cover the complete spectrum of checks required by modern organizations. Criminal record checks search across all Indian courts for any criminal history information about candidates, providing comprehensive risk assessment for hiring decisions. Identity verification checks the authenticity of candidate identification documents using official government sources to prevent identity fraud. Education verification confirms the validity of academic credentials by directly contacting educational institutions to verify qualifications, completion status, grades, and any other claimed academic achievements.

Drug testing is included in FactSuite’s service portfolio, testing candidates for substance use to ensure they are not addicted to illegal substances that could impact job performance or workplace safety. Employment verification authenticates the professional details claimed by candidates, revealing common discrepancies such as false claims about tenure, inflated compensation figures, fabrication of job titles, problematic exit circumstances, or history of unprofessional conduct. Address verification validates both permanent and current addresses claimed by candidates through appropriate modalities.

FactSuite’s technological infrastructure incorporates advanced verification tools that enhance accuracy and speed. The company maintains databases and verification networks that enable efficient information gathering while ensuring compliance with privacy regulations and data protection requirements. FactSuite’s reporting system provides clear, actionable information that helps hiring managers make informed decisions based on verified facts rather than unsubstantiated claims.

The company serves clients across diverse industries that require reliable background verification to mitigate hiring risks. FactSuite understands that different sectors face unique challenges and risk profiles, and therefore tailors its verification approach to address industry-specific concerns. The company’s commitment to quality ensures that every verification is conducted thoroughly, with appropriate documentation maintained for compliance and audit purposes.

9. SecUR Credentials – Comprehensive Solutions for Diverse Industries

SecUR Credentials operates as one of the leading background verification companies in India, serving clients across various industries with comprehensive screening solutions. The company has built a strong reputation for thorough verification processes that help organizations make informed hiring decisions while protecting themselves from the risks associated with fraudulent applications and misrepresentation.

The company’s service portfolio encompasses all major verification types required by modern businesses. Address verification ensures that candidates have provided genuine residential information and that claimed addresses actually exist, helping prevent identity fraud and ensuring organizations can locate employees if necessary. Criminal record checks search extensive databases to identify any past or ongoing legal issues that might pose risks to workplace safety or company reputation. Employment verification contacts previous employers to confirm job titles, tenure duration, responsibilities, and reasons for departure, uncovering common discrepancies such as inflated roles or falsified work history.

Education verification represents a critical component of SecUR Credentials’ services given that misrepresenting educational qualifications is one of the most common frauds committed in India. The company directly contacts educational institutions to validate degrees, certificates, and academic performance claimed by candidates, identifying fake credentials or exaggerated achievements. Reference checks involve detailed conversations with former supervisors and colleagues to gather insights about candidate work performance, conduct, and suitability for the position being filled.

SecUR Credentials has developed expertise in serving specific industries with unique verification requirements. The company provides specialized services to the banking, financial services, and insurance sectors where regulatory compliance and fraud prevention are paramount concerns. For information technology companies, SecUR Credentials offers verification packages that address the specific risks associated with handling sensitive data and intellectual property. Healthcare organizations benefit from specialized checks that verify professional licenses, certifications, and credentials required for medical practice.

The company maintains a client-centric approach that emphasizes understanding specific organizational needs and designing verification programs that address those requirements effectively. SecUR Credentials recognizes that standardized, one-size-fits-all verification packages may not adequately address the unique risk profiles and compliance obligations of different organizations. The company therefore works collaboratively with clients to develop customized screening solutions that provide appropriate protection while maintaining efficient turnaround times.

10. Verifacts – Industry-Specific Solutions for Complex Verification Needs

Verifacts operates as a specialized Indian background verification company that caters to clients in sectors including banking, financial services, insurance, information technology, and healthcare. The company’s screening solutions are designed to address the complex verification requirements characteristic of these highly regulated industries. Verifacts provides comprehensive services encompassing criminal record checks, employment verification, and education verification, with particular focus on quality and accuracy.

The company recognizes that different industries face distinct verification challenges and risk profiles. Banking and financial services organizations require particularly thorough verification given their exposure to fraud risks, regulatory requirements, and the sensitive nature of financial transactions. Verifacts provides detailed credit history checks, comprehensive criminal record searches, and thorough validation of professional credentials for roles involving financial responsibilities or access to confidential customer information.

Healthcare organizations require specialized verification to ensure that medical professionals possess valid licenses, appropriate certifications, and clean disciplinary records. Verifacts conducts detailed checks with medical boards, professional associations, and educational institutions to validate the credentials of doctors, nurses, and other healthcare professionals. The company understands that healthcare organizations face potential liability issues if they hire unqualified or fraudulent practitioners, making thorough verification essential.

Information technology companies face unique challenges related to intellectual property protection, data security, and client confidentiality. Verifacts provides verification services tailored to these concerns, including detailed criminal record checks focusing on fraud, theft, and cybercrime. The company verifies technical qualifications and professional certifications claimed by candidates, ensuring that individuals hired for specialized technical roles actually possess the skills and credentials they claim.

Verifacts emphasizes quality and accuracy in all verifications, recognizing that incomplete or inaccurate checks can expose organizations to significant risks. The company maintains rigorous quality control processes to ensure that information gathered is verified through primary sources rather than relying solely on candidate-provided documentation. Turnaround times are managed to balance the need for thorough verification with organizational hiring timelines, ensuring that verification processes do not create unnecessary delays in bringing qualified candidates onboard.

The Background Verification Landscape in India for 2026

The background verification industry in India has matured significantly, driven by several converging trends. The proliferation of resume fraud has made verification an essential risk management tool, with studies indicating that over thirty percent of job applicants admit to some form of information falsification. Regulatory requirements have increased across multiple sectors, with banking, financial services, healthcare, and other industries subject to specific mandates regarding employee screening and due diligence.

Technology has transformed verification processes, with artificial intelligence and machine learning enabling faster, more accurate checks. Platforms now deliver results in days rather than weeks, with some checks completed in real-time. The integration of verification platforms with Human Resource Management Systems and Applicant Tracking Systems through robust APIs has made background checks a seamless part of the hiring workflow rather than a separate, time-consuming process.

The gig economy and remote work trends have expanded the scope of verification requirements. Companies now regularly hire contractors, freelancers, and remote workers who may never physically visit company offices. This shift has increased the importance of thorough verification to establish trust and ensure that individuals representing organizations remotely are genuine and qualified. Platform-based businesses in sectors like transportation, food delivery, and home services conduct millions of verifications annually to maintain service quality and safety.

Data privacy and protection considerations have become paramount, particularly with the implementation of India’s Digital Personal Data Protection Act. Background verification companies must balance thorough investigation with respect for candidate privacy, obtaining explicit consent and handling personal information securely. Leading verification providers have invested heavily in compliance infrastructure, obtaining certifications like ISO 27001 for information security management and SOC 2 for service organization controls.

Choosing the Right Background Verification Partner

Organizations seeking background verification services should consider several factors when evaluating potential partners. Technology capabilities including AI-driven verification, blockchain for credential validation, and seamless integration with existing human resources systems represent important differentiators. Turnaround time must align with organizational hiring timelines while maintaining thoroughness, with leading providers delivering most results within three to seven business days.

Geographic coverage matters particularly for organizations operating across India or hiring from diverse locations. Verification providers should demonstrate capability to conduct checks in Tier II and Tier III cities and rural areas, not just major metropolitan centers. Compliance and certification provide assurance that the verification provider adheres to legal requirements and industry standards, with ISO certifications and adherence to data protection regulations serving as key indicators.

Industry expertise can prove valuable, with some verification providers developing specialized knowledge and processes for specific sectors like banking, healthcare, or information technology. Customization capabilities allow organizations to design verification programs that address their specific risk profiles rather than being limited to standardized packages. Customer support quality, including dedicated account management and responsive assistance, impacts the overall experience and effectiveness of verification partnerships.

Conclusion

The background verification industry in India has evolved into a sophisticated, technology-driven sector that plays a critical role in hiring decisions across all industries. The top ten companies profiled in this article represent the best options for organizations seeking reliable, efficient, and comprehensive verification services in 2026. From AuthBridge’s massive scale and AI capabilities to SpringVerify’s blockchain innovation, from First Advantage’s global expertise to Quinfy’s rapid turnaround times, these providers offer diverse strengths that address different organizational needs.

Background Verification Companies

As resume fraud continues to be a significant challenge and regulatory requirements expand, the importance of thorough background verification will only increase. Organizations that partner with capable verification providers can make more confident hiring decisions, reduce risks associated with fraudulent applications, maintain compliance with industry regulations, and ultimately build more trustworthy workforces. The continued advancement of artificial intelligence, expanding databases, and improving integration capabilities promise to make background verification even more efficient and effective in the years ahead, protecting both organizations and their stakeholders from the significant costs and risks associated with negligent hiring.

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