Banks
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Trends
RBI’s Big Reset: No Harassment, No Mis-Selling, No Forced Bundling. Why Bancassurance Economics May Never Be The Same
When the Reserve Bank of India, RBI, unveiled its draft Responsible Business Conduct Amendment Directions, 2026, much of the attention…
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Trends
Banks Have Rules. So How Did Customer Data End Up On A Street Food Plate? If India’s Most Regulated Institutions Can’t Protect Data, Who Will?
A viral image circulating on social media has reignited uncomfortable questions about data privacy in India and this time, the…
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Stories
Is MDR From Large Merchants The Lifeline Indian Banks Need For UPI?
India’s Unified Payments Interface (UPI) has exploded in popularity over the last few years, processing tens of billions of transactions…
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Trends
Finally, Bank FD Interest Rates Surge To 9.5%: With 47% Of FDs Held by Seniors, Is It Time to Rethink Taxation?
There is good news for those who believe in FDs as a critical foundation in their investment portfolio. Bank fixed…
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Trends
Can Higher FD Rates Offered By Banks Lure In Customers? The Mega Challenge For Banks To Up Deposit Growth In A Shifting Interest Rate Scenario
With interest rates poised to ease, the opportunity for banks to raise FD rates to attract customers—especially when returns from…
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Stories
How Is NPCI’s Monster Baby UPI One Of The Reasons For The Bank’s Shattered Infrastructure, Which Resulted In Colossal Outages In The Last Handful Of Years?
UPI has grown exponentially since its launch in 2016 — from a modest 2.65 million initially to a whopping 100…
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Trends
Axis Bank Credit Card Holders Cry Foul Over Fraudulent Transactions And “No Response” From The Bank; Why Has Banking Become Such A Pain For Customers In This Country?
Fraudulent transactions hit numerous Axis Bank credit card holders on their credit cards. Some even reported international transactions; however, even…
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Trends
Silent Fight Between CBI And Banks Over Fair Hearing Of “Old Cases Of Fraud”, Operational Efficiency VS Legal Compliance
A quiet clash is unfolding between high-street banks and the Central Bureau of Investigation (CBI) regarding historical fraud cases. The…
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Trends
Banks To Integrate International Credit Card Spending Into Remittance Schemes; Credit Card Transactions Spends See A 30% Surge in January
Banks have recently received directives from the banking regulator regarding potential changes to the liberalised remittance scheme (LRS), specifically involving…
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Trends
LIC’s Approach Not In A Hurry To Increase HDFC Bank Stake; A Prudent Step?
LIC is not anticipated to swiftly increase its stake in HDFC Bank, according to individuals familiar with the situation, despite…
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