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Cyber ​​criminals can fraud under the pretext of stopping EMI, SBI told customers – Do not share OTP

Cyber ​​criminals can fraud under the pretext of stopping EMI, SBI told customers – Do not share OTP

  • In view of the lockdown, RBI has given a three-month exemption in EMI payment.
  • Cybercriminals are demanding OTPs in the name of stopping EMI
  • SBI said – no need to share OTP for this

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RBI had said recently that all banks should provide three months relief to their customers in payment of loan installment. Cyber ​​criminals are cheating customers on the pretext of this facility. They are calling people to give one time password (OTP) to prevent your installment from being deducted. On receiving the OTP, criminals transfer funds from the account. SBI has advised its customers to be alert to such fraud.

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SBI shares information on EMI scheme
SBI has said that cyber criminals keep looking for new ways to fraud. Staying alert is the only solution. The bank says that OTP is not required to stop EMI. Do not share OTP with anyone.

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Customers have three options
SBI has stated that customers have three options. If desired, they can continue to pay EMI. Three months EMI can be stopped by applying. If EMI is debited, you can apply for refund.

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RBI gives relief in view of lockdown
Last month, the RBI decided that all banks should give their customers a three-month exemption in loan installment payments. That is, the facility to repay the installments of March, April and May later. This decision has been taken to provide relief to the people in lockdown. However, it is not that the installment of these months will never have to be replenished, but the loan time will be increased by three months.

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